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https://www.productionai.institute/graph/events/evt-aiid-92

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Production AI Institute public record · AI Incident Database: Apple Card's Credit Assessment Algorithm Allegedly Discriminated against Women · observed 2022-11-20
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AI Incident Database: Apple Card's Credit Assessment Algorithm Allegedly Discriminated against Women

Apple Card's credit assessment algorithm was reported by Goldman-Sachs customers to have shown gender bias, in which men received significantly higher credit limits than women with equal credit qualifications.

AI Incident Database · Incident 92

Operator lens (medium): inspect D1 (input boundary), D2 (output validation), D3 (data handling).

Confidence
82%
Sources
3
Entities
4
Detected
detected 1335d ago

Event summary

Apple Card's credit assessment algorithm was reported by Goldman-Sachs customers to have shown gender bias, in which men received significantly higher credit limits than women with equal credit qualifications.

D1D2D3

Linked entities

  • apple

    organisation | 70%

  • goldman-sachs

    organisation | 70%

  • apple-card-female-users

    organisation | 70%

  • apple-card-female-credit-applicants

    organisation | 70%

Related graph edges

EdgeTypeConfidence
ent-aiid-apple to ent-psf-d2maps to60%
ent-aiid-apple to ent-psf-d2maps to60%
ent-aiid-apple to ent-psf-d2maps to60%
ent-aiid-apple to ent-psf-d6maps to60%
ent-aiid-apple to ent-psf-d6maps to60%
ent-aiid-apple to ent-psf-d6maps to60%
ent-aiid-apple to ent-psf-d7maps to60%
ent-aiid-apple to ent-psf-d7maps to60%
ent-aiid-apple to ent-psf-d7maps to60%
ent-aiid-apple to ent-psf-d2maps to60%
ent-aiid-apple to ent-psf-d2maps to60%
ent-aiid-apple to ent-psf-d2maps to60%

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Event dates

  • Happened 11 Nov 2019

  • Detected 20 Nov 2022

Sources

  • AI Incident Database - Incident 92

    secondary | checked 9 July 2026

    Open source
  • Apple Card algorithm sparks gender bias allegations against Goldman Sachs

    primary | checked 21 Dec 2020

    Open source
  • Gender Bias Complaints against Apple Card Signal a Dark Side to Fintech

    secondary | checked 4 Mar 2021

    Open source
Cite this record

"AI Incident Database: Apple Card's Credit Assessment Algorithm Allegedly Discriminated against Women." https://www.productionai.institute/graph/events/evt-aiid-92 (observed 2019-11-11; retrieved 2026-07-17). PAI.

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